No, not my student loan; my horological one. I might be alone here, but the return of standard time means I get the hour back that I loaned out in March. It also means I don't have to wake up before dawn any more—at least for a couple of weeks. Even Parker seems to like the "fall back." At least, he had the decency not to wake me up until 7:30am.
For most of the U.S. and Canada, today's was the earliest sunrise until February 28th. Unfortunately, today's sunset will the earliest since January 10th, as we enter the 12 or so weeks of afternoon gloom.
On the third hand (I missed my calling as an economist), Chicago's weather today is crisp and sunny, and Parker needs some walks.