It seems that some insurance companies have decided armed schools are too risky to cover:
But already, EMC Insurance Companies, the liability insurance provider for about 90 percent of Kansas school districts, has sent a letter to its agents saying that schools permitting employees to carry concealed handguns would be declined coverage.
“We are making this underwriting decision simply to protect the financial security of our company,” the letter said.
Jenny Emery, head of the Association of Governmental Risk Pools, said none of her members plan to withhold coverage like EMC. But many are strongly recommending other security alternatives, she said, noting that cooperatives provide some form of risk financing to about 80 percent of public entities across the country.
“I haven’t seen evidence yet that suggests people are determining that arming teachers is a recommended way to manage risk,” she said. “Far from it.”
It's rather like property insurance companies raising rates or adding riders in areas most likely to be affected by global warming: believe all the crazy shit you want, they're saying, but don't ask us to pay for it.
Wouldn't it be poetic, and so American, if insurance companies give us just the nudge away from bad public policy that we need?